Compare Canada's best rates from 50+ lenders in one search. Free, unbiased, and built for Canadians.
Partners you can count on — Canada's leading lenders, banks and insurers
How it works
No jargon, no pressure, no cost — just the numbers, side by side, and someone in your corner until it's done. Scroll through the four steps.
One search checks 50+ lenders and insurers at once — like flight search, but for your money. No forms, no phone calls, nothing that touches your credit score.
Rates, accounts, rentals and quotes — sorted to put the best deal for you at the top, not whoever pays us most.
Pick who you deal with — broker, lender or insurer. We make the introduction, free, no obligation.
Any site can show you a rate. If your application stalls or a partner goes quiet, Loo's team steps in and pushes it forward — 7 days a week, until it's signed.
Tell us the amount, the province and what the money is for. Loo checks more than 50 Canadian lenders in one go and brings back what you'd actually be offered — not a teaser rate with the fine print hidden.
Rate, fees, penalties and prepayment terms in one table, ranked by what the deal actually costs you over the term. We don't sell mortgages, so there's nothing to pitch and no reason to bury the better option.
When you're ready, you pick who you deal with — the lender directly, or a licensed broker who'll try to beat the rate you found. You see who they are before anything is shared, and the introduction is free.
This is the part other comparison sites skip. Once you're matched, Loo's team keeps watching the file. If a lender goes quiet or your application stalls, we chase it — and we tell you plainly where things stand.
Borrow & protect
Sample rates for an Ontario home — your real rate depends on your profile.
Free calculators
Pick a calculator and let Loo crunch the numbers — no spreadsheets, no sign-up.
The Loonwise blog
Five-minute guides from Loo's nest — turning Canada's big money decisions into easy ones.
Questions
How Loonwise works
Yes. Comparing rates, using our calculators, and getting matched with a lender or broker is completely free. You never pay us a cent.
When you choose a product, the lender, insurer or broker may pay us a referral fee. It doesn't change the rate you get or how we rank results — the best deal for you always comes first.
Always. We verify every broker, lender and insurer on Loonwise — confirming their licence and regulatory standing — before they can ever be matched with a Canadian. You're only ever connected with legitimate, in-good-standing professionals.
Your money & privacy
No. Browsing and comparing rates on Loonwise never triggers a hard credit check. A hard check only happens later, with your consent, if you formally apply with a lender.
We refresh rates from our 50+ partner lenders at least twice every business day, so you're always comparing live, accurate numbers.
We use bank-level encryption and never sell your data. You stay in control of who you share your details with.
Join 2 million Canadians who compare smarter. One search, zero cost, no obligation.
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