Mortgages, credit cards, savings and insurance from 50+ lenders. Free, unbiased, and built for Canadians.
Comparing live rates from Canada's leading lenders and insurers
Loo doesn't just compare — we match you with a specialist who fights to get your exact scenario approved at a better rate. You apply; Loo does the haggling.
How it works
No jargon, no pressure, no cost. Just the numbers, side by side.
Tell Loo what you're after. One search checks 50+ lenders at once — like flight search, but for your money.
See real rates, fees and features side by side, sorted to put the best deal for you right at the top.
Choose your match and we connect you with the lender or a licensed broker — free, with no obligation.
Borrow & protect
Sample rates for an Ontario home — your real rate depends on your profile.
Everyday banking
Welcome bonuses, cashback and travel rewards — ranked by real value, not by who pays us most.
Editor's pick
Free calculators
Pick a calculator and let Loo crunch the numbers — no spreadsheets, no sign-up.
Your monthly payment, instantly
How much home you can afford
Closing taxes by province
What switching saves you
Any loan, fixed payments
Get to zero, faster
Compound interest at work
Contribution room, estimated
Loonwise Rewards
Every comparison you run — and every deal you land through Loonwise — grows your points. Watch them turn into real spending money.
Collect points when you compare, set a renewal alert, or complete a deal with a lender or insurer through Loonwise.
Redeem your points onto a Loon prepaid card and spend them anywhere — groceries, gas, or your next getaway.
Loon Points and Loon Prepaid Cashback are subject to program Terms & Conditions. Points carry no cash value until redeemed, accrue only on eligible activity, and redemption minimums, expiry and program changes may apply. Prepaid card issued subject to identity verification and applicable law.
The Loonwise blog
Five-minute guides from Loo's nest — turning Canada's big money decisions into easy ones.
Rate cuts, hold-outs and hedging your bets — a plain-English framework for the year's biggest mortgage question.
Your lender hopes you'll auto-renew. Here's the timeline that flips the negotiation in your favour instead.
We did the math on a typical $2,500/month budget — the winner depends on one habit most people ignore.
Three tax shelters, one goal. How first-time buyers stack them — and the order that leaves nothing on the table.
Why a smaller down payment can mean a lower rate — and when paying the CMHC premium actually wins.
No monthly payments sounds great — until compounding does its thing. The honest checklist before you sign.
Loved by Canadians
"Found a rate 0.4% lower than my bank offered. That's over $14,000 saved across my term. Took ten minutes."
"Switched my whole comparison routine to Loonwise. Cards, savings, insurance — it's all in one place now."
"As a first-time buyer the calculator and guides made the whole thing far less scary. And Loo's adorable."
Questions
Yes. Comparing rates, using our calculators, and getting matched with a lender or broker is completely free. You never pay us a cent.
When you choose a product, the lender, insurer or broker may pay us a referral fee. It doesn't change the rate you get or how we rank results — the best deal for you always comes first.
Always. We verify every broker, lender and insurer on Loonwise — confirming their licence and regulatory standing — before they can ever be matched with a Canadian. You're only ever connected with legitimate, in-good-standing professionals.
No. Browsing and comparing rates on Loonwise never triggers a hard credit check. A hard check only happens later, with your consent, if you formally apply with a lender.
We refresh rates from our 50+ partner lenders at least twice every business day, so you're always comparing live, accurate numbers.
We use bank-level encryption and never sell your data. You stay in control of who you share your details with.
Here for you
Before you compare, while you decide, and long after you sign. Real people, ready when you are.
A mortgage, a renewal, a new account — the big moments shouldn't feel like a waiting game. If an application stalls, a call never comes back, or you're left guessing, tell Loo. We'll pick it up, push it forward, and keep you posted until it's done.
✦ We follow up, so you don't have toQuickly find your saved comparisons, applications and rate alerts.
Questions big or small — reach us 24/7 and get an answer from a human, not a bot.
Tell us what happened and a real person will sort it out — quickly, and until it's fixed.
Talk it through with one of our advisors — plain answers, no jargon, no pressure to buy.
Join 2 million Canadians who compare smarter. One search, zero cost, no obligation.
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