Watch the market, plan your goals, and get the right expert on your file. All free.
We ping you about 4 months before your mortgage, insurance or GIC renews — the window when switching actually saves money, before your bank quietly auto-renews you.
Set it and forget it
Banks count on you forgetting. Loo doesn't. We watch the calendar so you act in the window that actually saves — not after.
Plan with Loo
Down payment, debt-free, emergency fund or the kids' RESP. See exactly when you'll get there, and what to change to get there sooner.
Decisions, not listings
Most sites list products. Loo tells you what to actually do.
Instead of just today's rate, Loo models whether holding off could save you — and checks you'd still pass the stress test.
See what Canadians in your exact situation actually chose — social proof from real data.
Illustrative — powered by Loonwise's own anonymized choice data.
Mortgage match · $0 to you
Self-employed? Newcomer? Renewal or refinance? Tell Loo your situation and we match you to a vetted expert who specializes in exactly that — and gets it closed at a great rate. You apply; they take it from there.
Before you apply, see where you're actually likely to qualify — so you don't burn a hard credit check on a "no."
Main factor: debt-service ratio. Powered by Loonwise's proprietary approval data.
Plan my journey
Loo maps your money milestones and nudges you at the right moment, for decades.
Bought with 5% down + first-time buyer incentive.
Rates dropped — Loo flags ~$3,100/yr in savings.
New baby — life + home coverage check.
Start the kids' education fund, grab the grant.
Equity unlocked — investment property options.
RRSP/TFSA drawdown and mortgage-free planning.
And more
Earn cashback when you take up an offer through Loonwise.
Tax-planning tips and matches to vetted accountants.
Get matched with top local agents — buying or selling.
Ask real brokers and Canadians — answers that compound.
Why Loonwise
We make money when you find a great deal — never by burying the best one.
We rank by what's best for you — our own products get no head start.
No fees, ever. Comparing rates and using our tools costs you nothing.
Rates refreshed twice daily, so you're never comparing stale numbers.
Bank-level encryption — and we never sell your information.
